Americans Without Insurance Are More Likely to Suffer From Unpaid Medical Bills

Millions of Americans have no insurance health policy to speak of and that means they pay double or triple for the same medical treatment and procedures compared to those with insurance. Insurance companies have a lot of pull on doctors and hospitals allowing them to negotiate for lower payments and in turn, reap a bigger profit margin. Why would hospitals agree to reduce their professional fees? Because they'd rather get half of the fee than get nothing at all, and insurance companies provide the needed guarantee they get a portion of the unpaid medical bills.

You don't need a study to conclude that those without insurance are more likely to die or develop an illness that could potentially threaten their lives since they have to forgo any visit to the doctor that could have detected tumor, for example, before it becomes malignant. But all the same, there's a 2009 study conducted by the National Institute of Medicine under the National Academy of Sciences which confirms that premise.

The study reports that at least 18,000 people die unnecessarily each year because they don't have insurance. Those who don't have insurance are 25% more likely to die from a disease than those who have coverage. You may think that it has nothing to do with you because you are in excellent health but the nation's coffers are depleted by at least $65 billion per year in Credit0 assistance to Americans without insurance.

At no point in its history that the United States has the highest number of families without insurance which could have helped them with their unpaid medical bills. The U.S. Census Bureau reports that nearly 16% of Americans have no insurance. That figure was released in 2009, the number could be higher by now. Population could be a factor but a large chunk of the blame should be pointed at recession so employers have to tighten their purses and the first thing to be sacrificed is their share in the insurance police of their employees.

Ideally, the federal and state government should take care of families who couldn't settle their unpaid medical bills and this is the thorn on the side of the officials, regardless of political affiliation - to be able to take care of the poor and downtrodden.

Millions of Americans have no insurance health policy to speak of and that means they pay double or triple for the same medical treatment and procedures compared to those with insurance. Insurance companies have a lot of pull on doctors and hospitals allowing them to negotiate for lower payments and in turn, reap a bigger profit margin. Why would hospitals agree to reduce their professional fees? Because they'd rather get half of the fee than get nothing at all, and insurance companies provide the needed guarantee they get a portion of the unpaid medical bills.

You don't need a study to conclude that those without insurance are more likely to die or develop an illness that could potentially threaten their lives since they have to forgo any visit to the doctor that could have detected tumor, for example, before it becomes malignant. But all the same, there's a 2009 study conducted by the National Institute of Medicine under the National Academy of Sciences which confirms that premise.

The study reports that at least 18,000 people die unnecessarily each year because they don't have insurance. Those who don't have insurance are 25% more likely to die from a disease than those who have coverage. You may think that it has nothing to do with you because you are in excellent health but the nation's coffers are depleted by at least $65 billion per year in Credit0 assistance to Americans without insurance.

At no point in its history that the United States has the highest number of families without insurance which could have helped them with their unpaid medical bills. The U.S. Census Bureau reports that nearly 16% of Americans have no insurance. That figure was released in 2009, the number could be higher by now. Population could be a factor but a large chunk of the blame should be pointed at recession so employers have to tighten their purses and the first thing to be sacrificed is their share in the insurance police of their employees.

Ideally, the federal and state government should take care of families who couldn't settle their unpaid medical bills and this is the thorn on the side of the officials, regardless of political affiliation - to be able to take care of the poor and downtrodden.